Broker Check
Andrew Cleary, CFP®, CLU®, AIF®

Andrew Cleary, CFP®, CLU®, AIF®

Partner

Andrew co-founded SFP Wealth in 2007 with the goal of helping people and companies take action on the important and often-times complex financial decisions that come with success. He specializes in the full integration of personal business and estate planning services, alongside his work in the retirement plan space, where he provides fiduciary services to mid-size qualified retirement plans and private equity portfolio companies.

In addition to his role as Partner at SFP Wealth, Andrew joined the Leadership team at Baystate Financial in January of 2024, where he focuses on advisor training, refining marketing strategies, and bolstering practice management initiatives company wide. With nearly 20 years of experience working with clients across the country, Andrew has recently been recognized as a Five Star Wealth Manager (from 2012 through 2023) *, a Forbes Top Financial Securities Professional Best-In-State, and a NAPA Top DC Advisor**.

Andrew earned his BA from Georgetown University in Economics and Government. He holds the CERTIFIED FINANCIAL PLANNER™ certification (CFP®), Chartered Life Underwriter (CLU®), and Accredited Investment Fiduciary (AIF®) designations, along with Series 6, 7, 63, and 65 securities registrations, and Producer’s Life, Accident and Health or Sickness, and Property and Casualty insurance licenses. 

Andrew currently lives in Needham, MA with his wife and three kids. Outside of work you can find him in the rink coaching youth hockey, sweating it out at CrossFit, enjoying his go-to burrito bowl from Chipotle, or squeezing in a quick 18 holes of golf. 


* This award was issued by Five Star Professional. For each year issued, the issue date and time period are as follows: 2012 – 2/1/12, 5/23/12 – 1/6/12; 2013 – 2/1/13, 5/23/13 – 1/6/13; 2014 – 2/1/14, 5/23/14 – 1/6/14; 2015 – 2/1/15, 5/23/15 – 1/6/15; 2016 – 2/1/16, 5/23/16 – 1/6/16; 2017 – 2/1/17, 5/23/17 – 1/6/17; 2018 – 2/1/18, 5/23/18 – 1/6/18; 2019 – 2/1/19, 5/23/19 – 1/6/19; 2020 – 2/1/20, 5/23/20 – 1/6/20; 2021 – 2/1/21, 5/23/21 – 1/6/21; 2022 – 2/1/22, 5/23/22 – 1/6/22; 2023 – 2/1/23, 5/23/23 – 1/6/23. The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review; 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not an endorsement or indicative of the future performance of the wealth manager. A fee was not paid for consideration however a fee is paid for marketing materials. For additional information, visit www.fivestarprofessional.com.

** National Association of Plan Advisors (NAPA) Top DC Advisor Teams is issued to teams defined as being at a single physical location and having at least $100 million in self-reported defined contribution (DC) plan assets under advisement (AUA). The 2021 list was published on 3/29/2022 based on AUA as of 12/31/2021. The 2022 list was published on 3/16/2023 based on AUA as of 12/31/2022. AUA is defined as the total value of DC plan assets on which the advisor team provides guidance and receives a fee or commission. These assets are generally held away at 3rd party plan providers. AUA is not to be confused with regulatory Assets Under Management (“AUM”) as defined by the Securities and Exchange Commission. The award is not an endorsement or indicative of the future performance of the financial adviser. MML Investors Services, a MassMutual subsidiary, is a member firm and pays and annual fee to maintain its membership. MassMutual is not involved in the nomination or final selection process. A fee was not paid for consideration. For additional information, please visit www.napa-net.org.

Andrew Cleary is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC. SFP Wealth is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies. OSJ: 1 Marina Park Drive, 16th Floor Boston MA 02210. 617-585-4500.