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Our Process

Financial Planning

While providing an overview of the big picture, our financial professionals develop comprehensive strategies that enable you to make stronger financial decisions.

Our History

Investment Management

As markets shift and your personal needs change, our customized strategies are built to evolve. At SFP Wealth, we believe investment management is a process, not a product.

Our Process

Protection Planning

From life insurance to long-term care and disability insurance, we provide a full suite of insurance policies and strategies to help you defend against the unexpected. 

Our History

Estate Planning & Transfer

At SFP Wealth, estate planning is more than just a collection of documents. As your advocate, we offer custom solutions that establish a financial tradition across generations. 

Frequently Asked Questions

How do I engage with SFP Wealth?

The two main types of engagement are fee-based financial planning and investment advisory services. Financial planning is typically a one-time engagement spanning a twelve-month period. An investment advisory relationship typically results from the completion of a financial plan (but is not necessary) and incorporates a comprehensive wealth management approach.

How does SFP Wealth charge for financial planning?

Financial planning is generally a one-time flat fee that is mutually agreed upon with our clients. The planning fee is calculated on a case-by-case basis and accounts for the complexity of the individual situation and time requirements. Additionally, clients have the option to extend the financial planning engagement beyond the first year if there is a desire for ongoing planning analysis and monitoring.

How does SFP Wealth charge for investment management?

As a fee-based provider of professional financial services, SFP Wealth charges a clearly defined fee to our clients. Our broad array of services - including investment, wealth, and relationship management - are covered exclusively by our fee, a percentage of each client's assets under investment management. Our fee is clearly defined in our initial client meetings, and all statements clearly outline the quarterly management fee charged to accounts.

Does SFP Wealth perform investment research in-house?

Yes. Our investment team adheres to its own proprietary investment strategy. Our Investment Committee constantly monitors holdings and decides as a team to add or eliminate select positions within our clients' portfolios. In addition, we use a number of independent third-party research sources when analyzing potential investments and our current holdings.

How do I know what is happening with my portfolio?

As a client of SFP Wealth, you will be kept well informed of our investment decisions and transactions within your accounts. We remain available to meet with our clients in person and/or over the phone, as often as necessary. We provide quarterly reports, periodic market updates and account reviews. You may also easily access your account through Investor360, Wealthscape Investor, and Personal Financial View (eMoney). 

Does SFP Wealth's financial planning process include tax analysis and estate planning?

Yes. As a wealth manager, SFP Wealth incorporates a comprehensive financial planning process that takes into consideration all aspects of a client's financial situation. We have a network of resources that provide legal and insurance services when necessary.